Tax is where margin gets won.
Income tax planning, filing and representation — for individuals, founders, businesses, and NRIs. Senior-led, technology-enabled, defended end-to-end by the same team that filed it. From your first ITR to your most complex scrutiny notice.
- Personal & Business ITR Filing
- Capital Gains, Stocks & Crypto
- NRI & Cross-Border Income
- TDS / TCS Compliance
- Notices, Scrutiny & Appeals
- Tax Planning & Optimisation
- Bespoke & specialist engagements
Tax isn't a return.
It's a capital decision.
Most firms treat income tax as an annual data-entry exercise. We treat it as a year-round capital decision. The difference shows up in your effective rate, your refund timeline, your scrutiny risk, and in the calmness with which you sign your return.
Every Zfiling tax engagement is partner-reviewed, technology-enabled, and defended end-to-end. If we file your return, the same team responds to your notice. No hand-offs, no re-explanation, no continuity loss across years.
Every situation a founder,
family, or business encounters.
From a single ITR to a multi-year scrutiny, our taxation practice covers personal, business, capital gains, NRI, TDS, notices and planning — each handled by a senior practitioner end-to-end.
Personal Income Tax — Filed Properly, Refunded Quickly
Annual income tax returns for salaried professionals, doctors, lawyers, consultants and freelancers — done accurately, optimised legitimately, filed before the deadline. We pick the correct ITR form for your income mix, reconcile your Form 16 against your Form 26AS, AIS and TIS, and claim every deduction you're legally entitled to.
Every personal ITR at Zfiling is reviewed by a senior practitioner before it leaves our office. If the Income Tax Department questions any line item, the same person who filed your return responds — without you having to re-explain your life.
- ITR-1, ITR-2, ITR-3, ITR-4 selection & filing
- Section 80C, 80D, HRA, home-loan deduction claims
- Form 16, 26AS, AIS & TIS reconciliation
- E-verification & refund tracking till credit
Business & Corporate Tax — From Books to ITR
For sole proprietors, partnership firms, LLPs, private limited companies and one-person companies — we file the right business tax return based on your structure, applicable section, and turnover. Tax audit under Section 44AB when required. Presumptive taxation (44AD, 44ADA, 44AE) when it makes sense.
Our business tax engagements include a books reconciliation, depreciation schedule review, MAT/AMT applicability check, brought-forward loss tracking and the right disclosure of related-party transactions. We file. We document. We defend.
- ITR-3, ITR-5, ITR-6, ITR-7 filing
- Tax audit u/s 44AB & Form 3CA-3CD / 3CB-3CD
- Presumptive taxation (44AD / 44ADA / 44AE) review
- MAT/AMT & carry-forward loss schedules
Capital Gains, Stocks & Virtual Digital Assets
Capital gains is where investors quietly leave the most money on the table — usually because the wrong holding-period, the wrong cost base, or the wrong indexation was used. We compute STCG and LTCG across listed equity, debt mutual funds, F&O business income, immovable property and Virtual Digital Assets with the right code, the right schedule and the right exemption planning.
For crypto and NFTs, we apply Section 115BBH (the flat 30%), check 194S TDS compliance and document your transaction trail for any future enquiry. For property, we plan Section 54 / 54F / 54EC exemptions in advance — not in retrospect.
- LTCG / STCG on shares, MFs, ETFs & bonds
- Property capital gains with cost indexation
- Crypto / VDA tax under Section 115BBH
- Section 54 / 54F / 54EC reinvestment planning
NRI & Cross-Border Income Tax
For Non-Resident Indians and Indians earning income abroad — tax residency tests done properly (Resident, RNOR or NRI under the new days-of-stay rules), DTAA relief applied with the right treaty rate, foreign tax credit claimed, and Schedule FA disclosures completed for global assets.
We work seamlessly with your CPA, accountant or wealth advisor overseas, coordinate timing across two tax years, and handle NRO/NRE income, repatriation under FEMA, and the new tax-residency disputes that come from working remotely across jurisdictions.
- Residential status determination (R / RNOR / NRI)
- DTAA relief & foreign tax credit
- Schedule FA — foreign assets disclosure
- Repatriation, FEMA & Form 15CA / 15CB
TDS & TCS Compliance — Done Right the First Time
TDS / TCS done badly creates problems for years — mismatched challans, wrong sections, late filing, defaults piling up. We deduct, deposit and file the right TDS for salary (192), contractors (194C), professionals (194J), rent (194I), property (194-IA), and high-value transactions (194Q, 206C).
Includes quarterly returns (24Q, 26Q, 27Q), Form 16 / 16A generation, default-correction notices, lower-deduction certificates (197) and the reconciliation of TDS claimed against TDS deducted in your books.
- Section 192, 194C, 194J, 194I, 194Q, 206C compliance
- Quarterly returns: 24Q, 26Q, 27Q & corrections
- Form 16 & 16A issuance
- Lower / nil deduction certificate (Section 197)
Tax Notices, Scrutiny & Appeals — Defended End-to-End
Most firms file. Few defend. We respond to Section 139(9) defective return notices, 143(1) intimations, 143(2) limited scrutiny, 142(1) enquiries, 148 reassessment, 156 demand notices and 245 set-offs end-to-end — with documentary support, written submissions and oral representation where required.
When matters escalate, we draft and argue at CIT(Appeals) and ITAT, and brief Senior Counsel for High Court matters. Continuity from the practitioner who filed your original return — so context is preserved across years and rounds.
- Notice response with documentary support
- Scrutiny & reassessment representation
- CIT(A) & ITAT appeal drafting and arguing
- Brief preparation for High Court counsel
Advance Tax Planning & Optimisation
Tax is where margin gets won — when it's planned, not when it's reported. Quarterly tax planning sessions before each advance-tax due date. Year-end optimisation sessions in January, when there's still time to act. Entity-form, salary-vs-dividend mix and family arrangement reviews — done before March, not after.
For founders nearing an exit, HNIs with concentrated positions, and family offices with multi-entity income — this is where the real value of working with a senior advisor compounds.
- Quarterly advance tax computation
- Salary vs dividend mix optimisation
- HUF, family arrangement & gift planning
- Year-end (Jan–Mar) optimisation session
Any other tax
service you need.
The sub-practices above cover most of what businesses and individuals come to us for. But taxation is wide — and we handle several specialist engagements that aren't prominently listed because they don't fit the standard categories.
A short, non-exhaustive list of other tax services we routinely deliver:
- Form 15CA / 15CB for foreign remittances
- Lower / nil TDS certificates (Section 197)
- Tax-exempt entity audits (12A / 80G)
- Transfer pricing studies & Form 3CEB
- Valuation reports for Section 56(2)(viib) compliance
- Equalisation levy & Significant Economic Presence
- Trust taxation & private trust filings
- Estate planning & succession tax advisory
- Search & seizure case representation
- Income tax settlement applications
- Penalty & prosecution defence
- Tax due-diligence for M&A transactions
Don't see your specific need? Send us a brief description in writing — we will honestly tell you within 24 hours whether we are the right team for it. If we are not, we will point you to a firm who is.
A five-step engagement, designed for clarity.
Every tax engagement at Zfiling — single ITR or annual retainer — runs through the same disciplined workflow. So you always know what is next, who owns it, and when it lands.
Consult
30-minute scoping call. Understand your income mix, goals and prior-year position.
Collect
Documents shared via secure client portal. Tailored checklist provided.
Compute
Computation prepared, reconciled with 26AS/AIS/TIS, partner-reviewed.
File
Return filed, e-verification done, acknowledgement shared with you.
Defend
Refund tracked, notices responded to, scrutiny defended end-to-end.
Four ways to work with us on tax.
Fixed-fee for one-off filings and notices. Scaled by turnover for businesses. Predictable monthly retainer for ongoing engagements. Every quote is shared up-front before work begins — no surprise invoices.
Add-ons for capital gains, foreign income, multiple house properties or business income.
Quote shared after a 30-minute scoping call covering structure and books.
Stage-wise fee shared once notice is reviewed. No charge for initial review.
Bundled engagement including priority response and quarterly planning sessions.
What documents do I need to file my Income Tax Return?
For salaried filers — Form 16 from your employer, salary slips, Form 26AS, AIS, TIS, bank account statements, investment proofs (80C / 80D / NPS), home-loan interest certificate, rent receipts (if claiming HRA), and any TDS certificates received from other deductors. For businesses — books of account, GST returns, depreciation schedule, capital asset records, and bank reconciliations. We share a tailored checklist once we understand your income profile.Do I need to file ITR if my total income is below the basic exemption limit?
Yes, in several situations even if your income is below the basic exemption limit. You must file if you have foreign assets, foreign income, electricity bills above ₹1 lakh, foreign travel spending above ₹2 lakh, deposits above ₹1 crore in current accounts, business turnover above prescribed thresholds, or you want to claim a refund of TDS already deducted. We assess your situation in a 30-minute consultation.By when must I file my ITR for the current assessment year?
For individuals not subject to tax audit — 31st July of the assessment year is the original deadline. Belated returns can be filed up to 31st December with a late-filing fee of ₹1,000 or ₹5,000 depending on your income level. For businesses subject to tax audit, the due date is generally 31st October. Zfiling tracks every deadline for active retainer clients and flags upcoming filings 30 days in advance.What should I do if I receive a tax notice from the Income Tax Department?
Do not ignore it. Most notices have a defined response window — often 30 days. Send us the notice on the day you receive it. We classify the notice (139(9), 143(1), 143(2), 142(1), 148, 156, 245 etc.), explain what it actually means in plain English, and respond with the documentary support required. The same practitioner who filed your return handles your notice — continuity matters when the Assessing Officer asks follow-up questions.How are crypto and Virtual Digital Asset transactions taxed in India?
Cryptocurrencies, NFTs and other Virtual Digital Assets are taxed at a flat 30% under Section 115BBH — no slab benefit, no set-off of losses against other heads of income, and no carry-forward. A 1% TDS applies under Section 194S on transfers above prescribed thresholds. Gifts of crypto are taxable as "Income from Other Sources" at slab rates. We compute, file and document crypto transactions across exchanges and wallets.As an NRI, what tax do I have to pay in India?
NRIs are taxed only on income earned, accrued or received in India — Indian salary, rental income from Indian property, interest on NRO accounts, capital gains on Indian assets, dividends from Indian companies, etc. NRE and FCNR interest is generally exempt. We determine your tax-residential status correctly (Resident, RNOR or NRI under the new days-of-stay rules), apply DTAA relief and treaty rates, claim foreign tax credit, and handle Schedule FA disclosures for global assets where applicable.Can I claim home loan interest if I am also paying house rent?
Yes, in many situations. If you own a house but live elsewhere for work (in another city or even another part of the same city, with valid commute justification), you can claim home-loan interest under Section 24(b) and HRA under Section 10(13A) simultaneously — provided both are genuinely incurred and properly documented. We structure this correctly so the claim survives any scrutiny.How long does it take to get an income tax refund?
Refunds for straightforward returns (matching prefilled data, no notice) typically arrive within 7 to 30 days of e-verification. Returns flagged for further check (mismatch with Form 26AS, large refund claims, claims with missing documentation) can take 60 to 120 days. We track your refund status every week and follow up with the CPC if there is unexplained delay.Can I revise my ITR if I made a mistake?
Yes. A revised return can be filed up to 31st December of the assessment year (or before the assessment is completed, whichever is earlier). It overrides the original return entirely. If the mistake is small (e.g. wrong bank account for refund), a simpler rectification under Section 154 may suffice. We assess which route is right and handle the filing.What is the difference between Form 26AS, AIS and TIS?
Form 26AS shows tax credits — TDS, TCS, advance tax, and refunds. The Annual Information Statement (AIS) is broader — it captures financial transactions reported by banks, mutual funds, brokers, sub-registrars and others (savings interest, share transactions, property sales etc.). The Taxpayer Information Summary (TIS) is a category-wise summary built from the AIS. We reconcile all three with your books before filing.Is it worth filing through a CA or should I file myself online?
For a salaried filer with one Form 16 and standard deductions, self-filing through the income tax portal is workable. The moment your situation includes capital gains, foreign income, multiple houses, business income, F&O, crypto, a tax notice or a refund issue — the cost of a professional return is far lower than the cost of getting it wrong. We are happy to tell you honestly during a 30-minute consultation whether you need us.How does Zfiling charge for tax services?
For one-off engagements (a single ITR, a single notice) — a fixed-fee with the quote shared up-front before work begins. For ongoing engagements (multiple filings, monthly compliance, advisory) — a predictable monthly retainer scaled to your operating size. A senior advisor scopes and quotes every engagement personally — no surprise invoices, no junior-routed quotations.
Recent notes on income tax.
Ready for a quieter tax season?
The first 30-minute consultation is on us. Share your situation — a senior advisor responds within one business day. No call-centre routing, no CRM funnel.
+91 8338 981 953 · infoZfiling@gmail.com
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